From 1 October, the contract must state whether the property has a permit — and omitting it can void the deal
From 3 August 2026, Decree-Law No. 108/2026 requires every transfer of urban property in Portugal to state whether an urban title exists — and omitting it makes the deal voidable. What changes for buyers and sellers.
Right of first refusal in property sales: who can pre-empt and how not to lose the deal
In a property sale, the tenant, co-owners and certain public entities may hold a right of first refusal. Ignoring it can invalidate the purchase. Who pre-empts, what deadlines and how to safeguard.
100% mortgage with a State public guarantee: how it works and what to confirm
Since 2025, young buyers in Portugal can buy their first home with financing of up to 100% of the value, through a State public guarantee of up to 15%. How it works, the conditions and the risks to weigh before signing.
IMT Jovem: tax exemption when buying your first home before 36 — how it works
The IMT Jovem exemption lets buyers aged up to 35 acquire their first home with full exemption up to around €324,000 and partial relief up to €648,000. Requirements, limits and what to confirm before the deed.
Promissory contract of purchase and sale (CPCV): the deposit and the clauses that protect you
The promissory contract is the moment when the deal is decided. What the deposit (sinal) is, how its regime works (Article 442 of the Civil Code), specific performance and the clauses that protect your position.